Financial Advisory Service To
Private Investors and Families
Once the Client’s financial, professional, and personal situation is ascertained, the Advisor examines the possible asset classes for investment. The Advisor subsequently designs a portfolio to be efficient across various financial market scenarios on the basis of the risk tolerance and the time horizon defining each investor’s plan. After that, the Advisor identifies the financial products to construct a portfolio based on quality, transparency and expected results in order to create the optimal mix for the Client’s goals. Once the proposal has been thoroughly discussed with the Client, recommendations then follow to implement the investments in the best possible way. In the case of subscription of mutual funds, the Advisor defines the best share classes available and selects the most qualified intermediary. In the case of subscription of listed products such as stocks and bonds, the Advisor identifies the intermediary who provides stronger assurances for custody and the most agile structure for execution at the lowest cost. For activities managed through trust companies or insurance policies, the Advisor selects the trustee or insurance company that is best suited for the specific requirements. For complex financial instruments operations, such as derivatives and options, the Advisor identifies a specialized broker who can provide the needed service at the right cost. The instruments in the portfolio are subject to ongoing monitoring while the Advisor recommends the necessary adjustments for a well-maintained portfolio, minimizing risks at the same time. For this reason, the Financial Advisory Service is provided in conjunction with the Monitoring Service.
Financial Advisory Service
to Companies
Financial Monitoring and Advisory Services are offered to Companies that need to effectively and dynamically manage a temporary or longer cash surplus, together with structural or temporary debt circumstances. HCinque supports the Company in the construction and maintenance of an efficient portfolio, taking into account its specific characteristics and goals, in order to optimize the return deriving from cash management and to minimize risks, while ensuring access to resources at times considered appropriate by the Corporate management. In the case of subscription of mutual funds, the Advisor defines the best share classes available and selects the most qualified intermediary. In the case of subscription of listed products such as stocks and bonds, the Advisor identifies the intermediary who provides stronger assurances for custody and the most agile structure for execution at the lowest cost. For complex financial instruments operations, such as derivatives and options, the Advisor identifies a specialized broker who can provide the needed service at the right cost. The Monitoring Service, among other things, produces the relevant reporting that is necessary to the administration and finance departments to complement their work. When appropriate, the Advisor analyzes the debt situation to define the accuracy of costs and, if required, prepares a report indicating alternative restructuring options. In the event of a dispute with a credit institution, the Advisor explores the possibility to take actions and coordinates the activities of the legal and administrative resources involved.